Online financial transaction methods, especially PayPal, have come a long way in terms of convenience as well as security since their inception. But still, there are multiple risks attached to it. In order to curb these risks, you require a reliable VPN for PayPal.
PayPal, particularly, has become one of the most popular modes for transferring money online today. But security is paramount when performing transactions, and hackers have stolen information from PayPal users in the past. All hackers need is to look for a vulnerability in your connection to steal all your personal data.
This is one of the reasons why you should always use a reliable VPN while transferring money through PayPal. We tested 50+ VPNs on multiple factors and compiled a list of the 6 best secure VPNs that can be used to keep your encrypted while online money dealings. We’ll also be tackling your query of ‘Does PayPal allow VPN?’ so stay tuned!
6 Best VPNs for PayPal [In-Depth Analysis – 2024]
We tested 50+ VPNs based on servers, speeds, security, payment acceptability, etc., and compiled a list of 6 of the best VPNs for PayPal that offer powerful encryption, security features, and the capability of unblocking geo-restrictions:
1. ExpressVPN – The Best VPN for PayPal
ExpressVPN is the best VPN for PayPal which comes with top-notch encryption, the best speeds, and fantastic unblocking capabilities for users. It offers 3000+ geographically dispersed servers in 105 countries that you can enjoy connecting to and becoming completely anonymous online.
The provider takes your security and privacy seriously, reflected in its no-logging policy and the implementation of solid encryption standards i.e. AES-256 and tunneling protocols i.e. OpenVPN, L2TP/IPsec, SSTP, and PPTP protocols.
It also has a highly responsive kill switch which you can rely on to comfortably perform PayPal transactions without fearing a data breach from hackers. The provider also has IP and DNS leak protections in place to consolidate your overall online security and protect your PayPal details from falling into the wrong hands. Moreover, with advanced military-grade encryption and an unwavering no-logs policy, it ranks among the best offshore VPN providers, ensuring secure access to your PayPal account while abroad.
ExpressVPN is widely regarded as one of the best VPN providers available, and it is an excellent choice for various purposes, including securing your internet browsing and accessing geo-blocked content. This makes it a top choice for users seeking the “Best VPN for Cox In USA” due to its exceptional privacy and security features, as well as its ability to bypass geo-restrictions.
Furthermore, ExpressVPN is an ideal choice for users of the Opera web browser. Whether you are using Opera on Android, iOS, macOS, or Windows, ExpressVPN is compatible with these operating systems, ensuring a seamless experience for Opera users. This combination of ExpressVPN and Opera makes it the “Best VPN for Opera In USA” allowing you to maintain your online privacy and access geo-restricted content through your preferred browser.
The VPN offers dedicated apps for almost every OS and device, including iOS, Android, macOS, Windows, Fire Stick, and more, so you can access PayPal on any device you like. Furthermore, it comes with 5 simultaneous connections for users to make PayPal transactions on various devices together. In case you face any queries, you can simply contact its 24/7 live chat support.
The VPN comes at an amazing deal, costing $6.67/mo - Save up to 49% with exclusive 1-year plans + 3 months free. It also offers a 30-day money-back guarantee in case you want to test out the service.
- Works quite well with PayPal
- Offers blazing-fast speeds
- Robust security features that ensure complete anonymity
- 30-day money-back guarantee
- Pricing plans are a bit expensive
2. Surfshark – Affordable VPN for PayPal
Surfshark is the most affordable VPN for PayPal that comes at a super cheap price of only $2.49/mo - Save up to 77% with exclusive 2-year plan + 30-day money-back guarantee. This VPN offers 3200+ servers in 100 countries to help you spoof your location and reduce the likelihood of having access denied to your PayPal account if you try to log in from a new location.
Even while being one cheap VPN, Surfshark offers multiple reliable security features to users. Its AES-256 encryption rules out any forced breach attacks against you, so cyber criminals will have a hard time stealing your PayPal information even if they wanted to.
But what’s even more impressive about this VPN is the features like CleanWeb and MultiHop; the former keeps you safe from online trackers and adware, while the latter routes you through two remote VPN servers. This multi-hopping behavior scatters your online footprint on the web, making it next to impossible for any hackers to trace your identity and determine PayPal information through their clever tricks.
Surfshark is also consider as the Best VPN for Google Bard Outside USA due to its extensive server network, Users can access Google Bard even if it is blocked on their institution or workplace network by utilizing a VPN, ensuring uninterrupted usage without any hassle.
Surfshark offers easy-to-use apps for almost all devices so users to deal with online payments easily. It further offers unlimited simultaneous connections, which lets you keep all your devices encrypted while using PayPal on any device you own.
Surfshark stands out as the preferred choice for accessing Etsy outside USA due to its extensive server network. Whether browsing for unique handmade crafts or shopping for vintage treasures, Surfshark provides the security and speed needed to explore Etsy’s diverse marketplace with ease, making Surfshark the best VPN for Etsy because it ensures uninterrupted access to the platform from anywhere in the world.
With 24/7 customer support, split tunneling, and no logs thrown into the mix, Surfshark is one of the best VPNs for PayPal. The VPN accepts PayPal payments along with credit cards, crypto, and more. You can get this budget-friendly VPN at a price of $2.49/mo - Save up to 77% with exclusive 2-year plan + 30-day money-back guarantee that is backed by a 30-day refund policy in case you want to test the service without any commitments.
To find out more about this service, explore our Surfshark review.
- Budget-friendly plans for PayPal
- Allows unlimited simultaneous connections
- Offers fast speeds
- Camouflage Mode ensures anonymity
- Doesn’t offer split-tunneling in iOS
3. IPVanish – The Fastest VPN for PayPal
IPVanish is the fastest VPN service for PayPal. This VPN consists of a wide range of impressive features with an extensive network consisting of 2200+ servers located in 75+ locations across the globe and a fantastic speed of 79.27 Mbps on a 100 Mbps connection to make PayPal transactions with no delays or lags.
IPVanish uses double VPN technology, which routes your traffic through multiple hops, strengthening your privacy from hackers and scammers on the internet. It further offers a kill switch that prevents all kinds of leakages in case your VPN connection becomes a bit unstable.
It also comes with split tunneling that will offer you an encrypted connection for your PayPal payments on one browser while you can enjoy normal browsing on the other.
In addition to all this, IPVanish lets you connect unlimited devices on a single IPVanish account. It further offers compatible apps for macOS, Windows, iOS, Linux, routers, Kodi, Roku, and more.
Lastly, this super-fast VPN offers a 30-day money-back guarantee and is priced at a rate of $2.99/mo - Get 3 Months Extra + Save 77% on 2-year plan only. Moreover, you can always cancel your IPVanish subscription if you don’t like the service. To find out more about this service, check out our IPVanish review.
- Native apps are lightweight
- One of the fastest VPNs for using PayPal
- Allows unlimited simultaneous connections
- Not a reliable streaming VPN
- Based in the US (5 Eyes Jurisdiction))
4. CyberGhost – User-friendly VPN for PayPal
CyberGhost is a user-friendly VPN for PayPal. This VPN offers dedicated apps for almost all devices and works great for encrypting PayPal. The VPN comes with 11651+ servers in 100 countries for using PayPal securely, even on public Wi-Fi connections.
It offers security-enhancing features like DNS leak protection and kill switch, which keeps you safe from the antics of online scammers when using PayPal. It also comes with the latest WireGuard protocol that offers robust encryption and speedy performance. CyberGhost also offers a strict no-logs policy, which ensures that the VPN itself would not collect or store any user data.
If we talk about additional features, CyberGhost allows you to fine-tune your VPN experience with different VPN modes. So even if you’re new to the world of VPNs, you’ll have no trouble securing your PayPal transactions.
Best of all, this VPN provider can be connected to 7 devices simultaneously and offers 24/7 customer support. The service is available with a price tag of only $2.03/mo - Save up to 84% with exclusive 2-year plans + 4 months free and offers a 45-day money-back guarantee for ultimate peace of mind.
Find out more about this VPN in our in-depth CyberGhost review.
- User-friendly apps for PayPal users
- Affordable pricing plans
- 45-day money-back guarantee
- WireGuard connection causes issues on Mac
- Speeds take a bit longer to pick up
5. Private Internet Access – Secure VPN for PayPal
Private Internet Access is one of the most secure VPNs for PayPal. The provider is powered by a network of 35000+ servers in 84 countries. So, no matter where you’re from, you can find a server from your home country to connect to when you’re traveling abroad. This way, you won’t find yourself locked out of your PayPal account because of a location change.
The VPN has strong protections in place against IP, DNS, or WebRTC leaks and implements AES-256 encryption. This ensures that your PayPal transactions are conducted through a powerful encryption layer, significantly reducing the likelihood of a malicious attack against you.
It is also equipped with a kill switch which prevents your privacy from leaking to the world wide web without your knowledge. Data security can also be enhanced through VPN split tunneling, which allows you to enjoy an encrypted connection while accessing PayPal, whereas a normal one for other browsers.
Furthermore, this VPN offers compatibility with all popular devices you own and lets you connect up to 10 devices at the same time on a single subscription.
Combined with fast speeds, excellent security, and a large network, PIA is secure enough to perform PayPal transactions in peace. It comes at a price of $2.11/mo and comes with a 30-day money-back guarantee. As a VPN that accepts PayPal payments, it is quite convenient to purchase your PIA subscription.
To find out more about this service, explore our PIA review.
- Huge server network of 35,000 IPs
- Strong encryption i.e. 256-bit encryption
- Strict no-logs policy
- Doesn’t offer obfuscated servers
- Speeds are considerably slower compared to competitors
- US-based company
6. PrivateVPN – Reliable VPN for PayPal
PrivateVPN is one reliable VPN service for PayPal. This VPN offers 200+ servers in 63 countries worldwide. Not only that, but PrivateVPN also offers other security features that are perfect for securely accessing PayPal from anywhere in the world.
Speaking of which, PrivateVPN comes pre-equipped with features like malware protection, advanced IPsec, IKEV protocols, military-grade 256-bit encryption, and an internet kill switch. It further offers a DNS leak protection feature, which ensures that the VPN would not leak your IP address at all.
The VPN offers compatibility with a variety of devices. These include Mac, Windows, iOS, Android, Fire Stick, Smart TVs, and more. It also offers 6 multi-logins to users so you can connect more than a single device and use PayPal.
You can obtain PrivateVPN for only $2.00/mo . The provider also accepts PayPal payments on its subscription plans. In addition, it offers a 30-day money-back guarantee for ultimate peace of mind. To find out more about this service, explore our PrivateVPN review.
- High speeds for PayPal users
- Unblocks geo-restricted sites
- Follows a strict no-logs policy
- Fewer server count
- Live chat isn’t responsive at times, even though it claims to offer support 24/7
- Security features may lack in some countries
Testing Methodology – How We Tested the Best VPNs for PayPal
We tested the VPNs listed above based on the following features:
1. Multiple servers: We wanted to list all the VPNs that offer thousands of servers worldwide for complete anonymity while using PayPal. The VPNs we listed in this guide offer massive server networks across the globe, which is pretty useful when it comes to staying secure and accessing geo-restricted content.
2. User logs: VPNs should keep user data secure and not collect any logs. Our list of the best VPNs for PayPal offers a strict no-logging policy, ensuring that they do not collect any data of users.
3. Encryption: One requires a completely encrypted connection while making payments through PayPal, so no hacker can snoop into the activity and steal personal information. All the VPNs listed above offer super-secure OpenVPN protocols that ensure user privacy and security while making payments through PayPal. VPNs like Surfshark also offer the latest WireGuard protocol to users for complete security.
4. Customer support: There is always a significant need for customer support when it comes to using a VPN. VPNs like ExpressVPN offer 24/7 live chat support to users so they can use it anytime they face any problem.
5. Offers multiple payment methods: VPNs must offer a variety of payment methods for user convenience. The best VPNs for PayPal listed in this guide offer many other payment methods along with PayPal. These include Visa, Mastercard, Bitcoin, UnionPay, and many more.
Best VPN for PayPal – Comparison
Here’s a quick comparison of the best VPN for PayPal and other alternatives:
|4K Ultra HD
|HD and ultra 4k HD
|Streaming Video Quality
|4K Ultra HD
|HD and ultra 4k HD
|Access to Streaming Platform
|Netflix, HBO Max, BBC iPlayer, Hulu Disney+, Viu, and Amazon Prime
|YouTube, Netflix US, Apple TV+, Viu, Sling TV, and Hulu
|Amazon Prime Video, HBO Max, YouTube TV, Netflix, Crackle
|Amazon Prime Video, HBO Max, YouTube TV, Netflix, Viu
|Amazon Prime Video, HBO Max, YouTube TV, Netflix
|Amazon Prime Video, HBO Max, YouTube TV, Netflix
|Android, iOS, Windows, Mac, Linux, Kodi, Roku, firestick, PS4&5, Xbox, and more
|iOS, Android, Windows, Xbox, Roku, routers, etc
|Windows, macOS, iOS, Android, Firestick, Roku, PS, etc
|Windows, Mac, Android, iOS, Firestick, Roku, Kodi, routers, etc
|Windows, macOS, iOS, Android, etc
|Windows, macOS, iOS, Android, Roku, etc
|Average Speed (Base: 100 Mbps)
|Simultaneous Device Connections
|$6.67/mo - Save up to 49% with exclusive 1-year plans + 3 months free
|$2.49/mo - Save up to 77% with exclusive 2-year plan + 30-day money-back guarantee
|$2.99/mo - Get 3 Months Extra + Save 77% on 2-year plan
|$2.03/mo - Save up to 84% with exclusive 2-year plans + 4 months free
How does PayPal work with a VPN?
A VPN provides both security and privacy regardless of your location, whether it’s your home, a coffee shop’s unsecured WiFi, or your office network. By encrypting all the data transmitted between your device and the VPN server, even if intercepted, your data remains unreadable due to the robust encryption algorithms employed. This ensures the protection of your private information.
Moreover, VPNs enable you to access websites without disclosing your actual location. Many websites employ geolocation detection to restrict content access, but with a VPN, you can bypass these limitations by appearing to be in a different country. These features of VPNs prove highly advantageous when utilizing PayPal’s payment service.
Why Should I Use a VPN for PayPal?
There are two primary reasons for using a VPN for PayPal. First, as we discussed above, a VPN provides extra security to your PayPal transactions, reducing the likelihood of interception from hackers.
Second, PayPal associates you with the country you created your PayPal account and where you generally use it. If it finds you trying to access your account from a different country, such as during your international travels, it might lock you out of your own account.
While this isn’t a permanent blockage, and you can get the issue resolved by talking to the customer support team, it is still better to avoid this problem from occurring in the first place. Spoofing your location with a VPN is the easiest way to avoid such issues leaving you stranded in the middle of nowhere with no access to your PayPal even.
Can I create a PayPal account if it’s not available in my country?
No, you can only sign up for PayPal if it is available in your country. Unlike other geo-blocked services that can be unblocked with the help of a VPN, you still won’t be able to create a PayPal account even with the help of a VPN.
All in all, If PayPal is not available in your country or region, don’t bother creating an account since you might end up losing your account due to the violation of PayPal’s terms and conditions.
PayPal and Hacking Threats
PayPal is generally a secure transaction service with good encryption protocols and other security mechanisms in place. But online, nothing is foolproof, and hackers are constantly developing new techniques and clever tricks to compromise users’ PayPal accounts and steal their money.
A password vulnerability of high severity was discovered in early 2022 in PayPal by a bug bounty hunter. This isn’t the first time that vulnerabilities in PayPal have been found. As long as there are hackers in the world, these threats will continue to be discovered and exploited.
This is the simple reason why it’s important to not leave your financial information to chance and proactively maintain your privacy and security on the web. A VPN is the first step towards better protection of your information on the web.
Should I use a Free VPN for PayPal?
No, you shouldn’t. Free VPNs are known to cause more harm than good. Let’s look into what issues you might face using a free VPN :
1. Limited servers: Free VPNs only offer a few servers to users. The number of servers is so less that you can barely access anything around the world. Even if a free VPN has more servers than usual, then the speed on these servers is below average.
2. Weak encryption and security features: Free VPNs do not offer the security features they claim to offer and often leak all your data to your ISP and the government.
3. Unreliable privacy policies: Free VPNs do not have actual risk-free no-logging policies and collect user logs without their consent.
4. Inability to bypass geo-restrictions: Free VPNs are usually blocked by streaming services and can barely access any geo-restricted sites.
Why is PayPal Not Available in Some Countries of the World?
There are multiple reasons for this. The US-based company PayPal has forbidden payments from a few countries like Iran and North Korea. Similarly, many countries located in Sub-Saharan Africa are blacklisted by PayPal due to a high ratio of credit card fraud. Some locations, including Antarctica, do not have enough permanent residents.
However, since the landscape of e-commerce evolved drastically in this decade, many banned countries have shown interest in PayPal. Using a premium VPN like ExpressVPN can help you bypass PayPal VPN ban easily.
Can I Use PayPal Through a VPN Securely on Public Wi-Fi?
Yes, a VPN is the only way to be secure on public Wi-Fi as it would encrypt your data and prevent your online activities from being tracked. This way, your login details and payments won’t be seen or monitored by anyone.
Public Wi-Fi is one convenient source to access the internet, but it’s not secure at all. These wifi networks are one of the easiest ways for hackers to get into your device and steal all your data.
Are Making Payments for a VPN Using PayPal Safe?
Yes, it’s safe to pay for a VPN through PayPal as there are no printed receipts or paper trails of any sort using this method. Most people choose this method of payment instead of credit cards so they cannot be tracked. While some people try to be completely anonymous using crypto payments, PayPal requires minimal details and is considered a safe option by most VPN users.
How to Test out Leaks Using Your PayPal VPN?
Your PayPal payments might not be encrypted if your VPN is leaking your information. Therefore, before you start making payments using PayPal through a VPN, you should test the VPN for leaks to confirm if you really are anonymous over the internet.
The IP leaks test will reveal what information of yours is actually being displayed on other websites. This includes your location, IP address, WebRTC, and DNS information.
FAQs – Best VPN for PayPal
So now that you know why you should use a VPN for PayPal and which VPNs to use, let’s check out the most frequently asked question about PayPal VPNs:
How do I buy a VPN with PayPal?
How do I change my country region on PayPal?
You cannot change your PayPal location because of legalities. If you wish to change your country region, you will have to close your existing account and reopen another account.
Is using PayPal on public networks secure?
No, it’s very dangerous to use Paypal on public networks because public Wi-Fi hotspots are not secure. They are not encrypted, offer no security, and are honey-pots for hackers. Anyone can sniff your data packets and can steal your payment details.
How can you ensure VPN inference with PayPal’s Security measures?
To ensure smooth and secure usage of PayPal with a VPN, choose a reputable VPN service with strong security and numerous reliable servers. We highly recommend ExpressVPN. Connect to a server in your usual PayPal country for optimal performance, but if privacy is a priority in a public location, connect to a server in the same country.
Use the VPN on a device previously used for PayPal to minimize triggering security measures. Be aware that PayPal may already block certain VPNs, so select a security provider with global server coverage that is compatible with PayPal.
Is using a VPN with PayPal illegal?
No, using a VPN with PayPal is generally legal, except in countries like North Korea and Belarus, where VPN usage is restricted or banned. However, using a VPN for illegal activities or to commit online crimes is always illegal, regardless of location. ProPrivacy advises checking the latest VPN laws and PayPal’s terms of service in your country before using a VPN with PayPal.
Is paying for a VPN with PayPal safe?
Yes, PayPal’s security is robust for processing payments, but when purchasing a VPN subscription with PayPal, your real name and bank details will be stored by the provider. Reputable providers typically follow a no-logs policy, reducing concerns. That’s why we highly recommend using ExpressVPN to add that additional layer of security to your transactions.
Why is PayPal not available in some regions?
The reasons for Paypal’s unavailability are various such as financial corruption, incompatible financial laws of countries, and licensing fees without a prospect of return on investments. Paypal is now available in more than 200 countries now. But some countries are still deprived of it.
PayPal transactions are something that you should be extremely careful about. You can suffer serious financial losses if you are the victim of a PayPal hack. This is why it is recommended to protect yourself using the best VPN for PayPal reviewed in this article.
However, out of all the VPNs we mentioned above, ExpressVPN is our top choice for PayPal. Not only does the VPN offers robust security features, but it also comes with super-fast speeds and dedicated apps for almost all popular devices so users can access PayPal on any.
Last but not least, the VPN’s service is also backed up by a 3-month free subscription on its annual plan, which literally makes this VPN a must-have. PayPal and VPNs are a great combo. So what are you waiting for? Buy VPN with PayPal today!