PayPal particularly has become one of the most popular modes for transferring money online today. But security is paramount when performing transactions, and hackers have stolen information of PayPal users in the past. All hackers need is to look for a vulnerability in your connection to steal all your personal data.
This is one of the reasons why you should always use a VPN while transferring money through PayPal. I tested 160+ VPNs on multiple factors and compiled a list of the 6 most secure VPNs that can be used to keep your encrypted while online money dealings. Out of these, our top choice for PayPal is ExpressVPN; a high-speed VPN service with advanced privacy features that offers compatibility with PayPal.
- 3,000+ Servers in 94 Countries
- Hard disk free infrastructure (RAM only)
- 256-bit Military-Grade Encryption
- Excellent unblocking capability for Netflix, Hulu & more
- 5 Multi Logins
- Zero-knowledge DNS
6 Best VPNs for PayPal [2022 In-Depth Analysis]
I tested 50+ VPNs based on servers, speeds, security, payment acceptability, etc. and compiled a list of 6 the best VPNs for PayPal that offer powerful encryption, security features, and the capability of unblocking geo-restrictions:
1. The Best VPN for PayPal – ExpressVPN
ExpressVPN is the best VPN for PayPal that comes with top-notch encryption, best speeds, and fantastic unblocking capabilities for users. It offers 3000+ geographically dispersed servers in 94 countries that you can enjoy connecting to and becoming completely anonymous online.
The provider takes your security and privacy seriously which is reflected in its no-logging policy and the implementation of solid encryption standards i.e AES-256 and tunnelling protocols i.e. OpenVPN, L2TP/IPsec, SSTP, and PPTP protocols.
It also has a highly responsive kill switch which you can rely on to comfortably perform PayPal transactions without fearing a data breach from hackers. The provider also has IP and DNS leak protections in place to consolidate your overall online security and protect your PayPal details from falling into the wrong hands.
The VPN offers dedicated apps for almost every OS and device, including iOS, Android, macOS, Windows, Fire Stick, and more so you can access PayPal on any device you like. Furthermore, it comes with 5 simultaneous connections for users to make PayPal transactions on various devices together. In case you face any queries, you can simply contact its 24/7 live chat support.
The VPN comes at an amazing deal, costing $6.67/mo (Save 49% and get 3 extra months FREE with 12-month plan) on its 12-month plan along with a 3-month free subscription. It also offers a 30-day money-back guarantee in case you want to test out the service.
2. Affordable VPN for PayPal – Surfshark
Surfshark is the most affordable VPN for PayPal that comes at a super cheap price of only $2.30/mo (Save 81% on 2 Years + 2 Months Free Plan with Surfshark Antivirus). This VPN offers 3200+ servers in 95 countries to help you spoof your location and reduce the likelihood of having access denied to your PayPal account if you try to log in from a new location.
Even while being one cheap VPN, Surfshark offers multiple reliable security features to users. Its AES-256 encryption rules out any forced breach attacks against you, so cybercriminals will have a hard time stealing your PayPal information even if they wanted to.
But what’s even more impressive about this VPN is the features like CleanWeb and MultiHop; the former keeps you safe from online trackers and adware, while the latter routes you through two remote VPN servers. This multi-hopping behaviour scatters your online footprint on the web, making it next to impossible for any hackers to trace your identity and determine PayPal information through their clever tricks.
Surfshark offers easy-to-use apps for almost all devices for users to deal with online payments easily. It further offers unlimited simultaneous connections, which lets you keep all your devices encrypted while using PayPal on any device you own.
With 24/7 customer support, split tunneling, and no logs thrown into the mix, Surfshark is one of the best VPNs for PayPal. The VPN accepts PayPal payments along with credit cards, crypto, and more. You can get this budget-friendly VPN at a price of $2.30/mo (Save 81% on 2 Years + 2 Months Free Plan with Surfshark Antivirus) that is backed by a 30-day refund policy in case you want to test the service without any commitments.
To find out more about this service, explore our Surfshark review.
3. The Fastest VPN for PayPal – IPVanish
IPVanish is the fastest VPN service for PayPal. This VPN consists of a wide range of impressive features with an extensive network consisting of 2000+ servers located in 75+ locations across the globe and a fantastic speed of 79.27 Mbps on a 100 Mbps connection to make PayPal transactions with no delays or lags.
IPVanish uses double VPN technology which routes your traffic through multiple hops, strengthening your privacy from hackers and scammers on the internet. It further offers a kill switch that prevents all kinds of leakages in case your VPN connection becomes a bit unstable.
It also comes with split tunneling that will offer you an encrypted connection for your PayPal payments on one browser, while you can enjoy normal browsing on the other.
In addition to all this, IPVanish lets you connect unlimited devices on a single IPVanish account. It further offers compatible apps for macOS, Windows, iOS, Linux, routers, Kodi, Roku, and more.
Lastly, this super-fast VPN offers a 30-day money-back guarantee and is priced at a rate of $3.99/mo only. Moreover, you can always cancel your IPVanish subscription if you don’t like the service. To find out more about this service, check out our IPVanish review.
4. User-friendly VPN for PayPal – CyberGhost
CyberGhost is a user-friendly VPN for PayPal. This VPN offers dedicated apps for almost all devices and work great for encrypting PayPal. The VPN comes with 7700+ servers in 90 countries for using PayPal securely even on public Wi-Fi connections.
It offers security-enhancing features like DNS leak protection and kill switch, which keeps you safe from the antics of online scammers when using PayPal. It also comes with the latest WireGuard protocol that offers robust encryption and speedy performance. CyberGhost also offers a strict no-logs policy, which ensures that the VPN itself would not collect or store any user data.
If we talk about additional features, CyberGhost allows you to fine-tune your VPN experience with different VPN modes. So even if you’re new to the world of VPNs, you’ll have no trouble securing your PayPal transactions.
Best of all, this VPN provider can be connected with 7 devices simultaneously and offers 24/7 customer support. The service is available with a price tag of only $2.23/mo and offers a 45-day money-back guarantee for ultimate peace of mind.
Find out more about this VPN in our in-depth CyberGhost review.
5. Secure VPN for PayPal – PIA
PIA is one of the most secure VPNs for PayPal. The provider is powered by a network of 35000+ servers in 80 countries. So, no matter where you’re from, you can find a server from your home country to connect to when you’re travelling abroad. This way, you won’t find yourself locked out of your PayPal account because of a location change.
The VPN has strong protections in place against IP, DNS, or WebRTC leaks, and implements AES-256 encryption. This ensures that your PayPal transactions are conducted through a powerful encryption layer, significantly reducing the likelihood of a malicious attack against you.
It is also equipped with a kill switch which prevents your privacy from leaking to the world wide web without your knowledge and split tunneling, that allows you to enjoy an encrypted connection while accessing PayPal whereas a normal one for other browsers.
Furthermore, this VPN offers compatibility with all popular devices you own and let you connect up to 10 devices at the same time on a single subscription.
Combined with fast speeds, excellent security, and a large network, PIA is secure enough to perform PayPal transactions in peace. It comes at a price of $2.08/mo and comes with a 30-day money-back guarantee. As a VPN that accepts PayPal payments, it is quite convenient to purchase your PIA subscription.
To find out more about this service, explore our PIA review.
6. Reliable VPN for PayPal – PrivateVPN
PrivateVPN is one reliable VPN service for PayPal. This VPN offers 200+ servers in 63 countries worldwide. Not only that, but PrivateVPN also offers other security features that are perfect for securely accessing PayPal from anywhere in the world.
Speaking of which, PrivateVPN comes pre-equipped with features like malware protection, advanced IPsec & IKEV protocols, military-grade 256-bit encryption, and an internet kill switch. It further offers a DNS leak protection feature, which ensures that the VPN would not leak your IP address at all.
The VPN offers compatibility with a variety of devices. These include Mac, Windows, iOS, Android, Fire Stick, Smart TVs, and more. It also offers 6 multi-logins to users so you can connect more than a single device and use PayPal.
You can obtain PrivateVPN for only $2.55/mo. The provider also accepts PayPal payments on its subscription plans. In addition, it offers a 30-day money-back guarantee for ultimate peace of mind. To find out more about this service, explore our PrivateVPN review.
Testing Methodology – How We Tested the Best VPNs for PayPal
We tested the VPNs listed above based on the following features:
1. Multiple servers: We wanted to list all the VPNs that offer thousands of servers worldwide for complete anonymity while using PayPal. The VPNs we listed in this guide offer massive server networks across the globe which is pretty useful when it comes to staying secure and accessing geo-restricted content.
2. User logs: VPNs should keep user data secure and not collect any logs. Our list of the best VPNs for PayPal offer a strict no-logging policy, ensuring that they do not collect any data of users.
3. Encryption: One requires a completely encrypted connection while making payments through PayPal so no hacker can snoop into the activity and steal personal information. All the VPNs listed above offer super-secure OpenVPN protocols that ensure user privacy and security while making payments through PayPal. VPNs like Surfshark also offer the latest WireGuard protocol to users for complete security.
4. Customer support: There is always a significant need for customer support when it comes to using a VPN. VPNs like ExpressVPN offer 24/7 live chat support to users so they can use it anytime they face any problem.
5. Offers multiple payment methods: VPNs must offer a variety of payment methods for user convenience. The best VPNs for PayPal listed in this guide offer many other payment methods along with PayPal. These include Visa, Mastercard, Bitcoin, UnionPay, and many more.
Why Should I Use a PayPal VPN?
There are two primary reasons for using a VPN for PayPal. First, as we discussed above, a VPN provides extra security to your PayPal transactions, reducing the likelihood of interception from hackers.
Second, PayPal associates you with the country you created your PayPal account in and where you generally use it. If it finds you trying to access your account from a different country, such as during your international travels, it might lock you out of your own account.
While this isn’t a permanent blockage and you can get the issue resolved by talking to the customer support team, it is still better to avoid this problem from occurring in the first place. Spoofing your location with a VPN is the easiest way to avoid such issues leaving you stranded in the middle of nowhere with no access to your PayPal even.
Can I create a PayPal account if it’s not available in my country?
No, you can only sign up for PayPal if it is available in your country. Unlike other geo-blocked services that can be unblocked with the help of a VPN, you still won’t be able to create a PayPal account even with the help of a VPN.
All in all, If PayPal is not available in your country or region, don’t bother creating an account since you might end up losing your account due to the violation of PayPal’s terms and conditions.
PayPal and Hacking Threats
PayPal is generally a secure transaction service with good encryption protocols and other security mechanisms in place. But online, nothing is foolproof and hackers are constantly developing new techniques and clever tricks to compromise user’s PayPal accounts and steal their money.
A password vulnerability of high severity was discovered in early 2022 in PayPal by a bug bounty hunter. This isn’t the first time that vulnerabilities in PayPal had been found. As long as there are hackers in the world, these threats will continue being discovered and exploited.
This is the simple reason why it’s important to not leave your financial information to chance and proactively maintain your privacy and security on the web. A VPN is the first step towards better protection of your information on the web.
Should I use a Free VPN for PayPal?
No, you shouldn’t. Free VPNs are known to cause more harm than good. Let’s look into what issues you might face using a free VPN:
1. Limited servers: Free VPNs only offer a few servers to users. The number of servers is so less that you can barely access anything around the world. Even if a free VPN has more servers than usual, then the speed on these servers are below average.
2. Weak encryption and security features: Free VPNs do not offer the security features they claim to offer and often leak all your data to your ISP and the government.
3. Unreliable privacy policies: Free VPNs do not have actual risk-free no-logging policies and collect user logs without their consent.
4. Inability to bypass geo-restrictions: Free VPNs are usually blocked by streaming services and can barely access any geo-restricted sites.
Why is PayPal Not Available in Some Countries of the World?
There are multiple reasons for this. The US-based company PayPal has forbidden payments from a few countries like Iran and North Korea. Similarly, many countries located in Sub-Saharan Africa are blacklisted by PayPal due to a high ratio of credit card frauds. There are also some locations including Antartica that do not have enough permanent residents.
However, since the landscape of e-commerce evolved drastically in this decade, many banned countries have shown interest in PayPal.
Can I Use PayPal Through a VPN Securely on Public Wi-Fi?
Yes, a VPN is the only way to be secure on public Wi-Fi as it would encrypt your data and prevent your online activities from being tracked. This way, your login details and payments won’t be seen or monitored by anyone.
Public Wi-Fis are one convenient source to access the internet, but it’s not secure at all. These wifi networks are one of the easiest ways for hackers to get into your device and steal all your data.
Are Making Payments for a VPN Using PayPal Safe?
Yes, its safe to pay for a VPN through PayPal as there are no printed receipts or paper trails of any sort using this method. Most people choose this method of payment instead of credit cards so they cannot be tracked. While some people try to be completely anonymous using crypto payments, PayPal requires minimal details is considered a safe option by most VPN users.
How to Test out Leaks Using your PayPal VPN?
Your PayPal payments might not be encrypted if your VPN is leaking your information. Therefore, before you start making payments using PayPal through a VPN, you should test the VPN for leaks to confirm if you really are anonymous over the internet.
The IP leaks test will reveal what information of yours is actually being displayed to other websites. This includes your location, IP address, WebRTC, and DNS information.
FAQs – Best VPN for PayPal
So now that you know why you should use a VPN for PayPal and which VPNs to use, let’s check out the most frequently asked question about PayPal VPNs:
How do I buy a VPN with PayPal?
How do I change my country region on PayPal?
You cannot change your PayPal location because of legalities. If you wish to change your country region, you will have to close your existing account and reopen another account.
Is using PayPal on public networks secure?
No, it’s very dangerous to use Paypal on public networks because public Wi-Fi hotspots are not secure. They are not encrypted, offer no security and are honey-pots for hackers. Anyone can sniff your data packets and can steal your payment details.
Why is PayPal not available in some regions?
The reasons for Paypal’s unavailability are various such as financial corruption, incompatible financial laws of countries and licensing fees without a prospect of return on investments. Paypal is now available in more than 200 countries now. But some countries are still deprived of it.
PayPal transactions are something that you should be extremely careful about. You can suffer serious financial losses if you are the victim of a PayPal hack. This is why it is recommended to protect yourself using the best VPN for PayPal reviewed in this article.
However, out of all the VPNs we mentioned above, ExpressVPN is our top choice for PayPal. Not only does the VPN offers robust security features, but it also comes with super-fast speeds and dedicated apps for almost all popular devices so users can access PayPal on any.
Last but not the least, the VPN’s service is also backed up by a 3-month free subscription on its annual plan, which literally makes this VPN a must-have.
PayPal and VPNs are a great combo. So what are you waiting for? Buy VPN with PayPal today!